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I was a little kid but I felt scared and didn't know why. My dad was too trusting and too sad and died from the cocktail of both.

Now collection agencies start calling you day and night. Or if you answer the phone, record the conversation. So record the conversations and try to get them angry. They use fake names like "Dick Brockman" and they say things like "In five days we have to go to court and seize all of your assets." Again, in some states this is illegal to say. One thing you always have the right to do: Say, "Show me the proof I owe this money." Since the collection agencies got your name from a hedge fund that might have bought only part of your debt from another hedge fund, who knows where that original proof is?

So, if you're currently using any of these, it'd be wise to head to your Preference menu and temporarily disable the autofill feature until a security patch is pushed out.

When I see the words "free trial," I know I'm probably going to have to whip out my credit card and enter in the number to "not get charged." Then I end up forgetting about the trial and want to kick myself in the ass when I see my statement at the end of the month. For that to work, you would need a valid expiration date and CVV or CSV number.

In order to avoid that rigmarole, you can actually use fake credit numbers instead of your own, and you can do that using the site getcreditcardnumbers.com, which can generate up to 9,999 credit card numbers at a time, or just one. This site merely provides the standard 16 digit credit card number that can be used to bypass certain online forms that only ask for the number.

Now, to be completely clear, these numbers cannot be used to purchase any item. The credit card number generator uses a system based off of the Luhn Algorithm, which has been used to validate numbers for decades.




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